Products & Services Offered

A Trusted Advisor: More important than any product we offer is knowledge and expertise. A product is a commodity. Our value is that we can help make complex financial matters simple to understand and can provide good strategies such as: 


  • Retirement Plans (IRAs, ROTH IRAs, SEP/SIMPLE IRAs, and 401k plans) 
  • Retail Investments and Non-Retail Investments
  • Brokerage Accounts
  • Access to Top Registered Investment Advisory Firms
  • A-Rated Insurance Carriers (Life, Long-Term Care and Disability)
  • Comprehensive Reporting and Analytics
  • Teams of Specialists for Unique Situations



Services Offered


1. Financial Analysis: We build a profile unique to you, your situation and your goals. The profile that we construct and periodically review may include the following:



  • Investment Analyis via Morningstar
  • Customized and Monitored Asset Allocations
  • College Savings Plans
  • Disability Plans
  • Retirement Income Plans
  • Distribution Plans
  • Long-Term Care Needs Plans
  • Life Insurance Survivorship Plans
  • Estate Analysis
  • Estate Transfer Plans



2. Wealth Management: I provide an asset allocation strategy that we will rebalance and review on an ongoing basis. We will create an investment policy statement that clearly defines how we will invest your funds along with any restrictions that may be needed.



  • Fee-Based & Commissionable Accounts



3. Tax Strategies: We coordinate with our clients tax and legal advisors to potentially reduce their current and future tax obligations. 


4. Financial Risk Management: We review our clients existing Life, Health and Long Term Care Insurance coverage and recommend adjustments and policy changes when their situation makes it appropriate. We find the best carrier and product solutions for our clients individual needs.  


5. Insurance Strategies: products are offered to help protect all of the work that we do to safe guard your plan.



  • Life Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Hybrid Products



6. Retirement Income Strategies: may be recommended to assist in complex income needs.